J&K Bank Banking Associate Syllabus & Exam Pattern – Complete Subject-Wise Syllabus

J&K Bank Banking Associate Syllabus

The selection process for the J&K Bank Banking Associate recruitment consists of a single online examination. The examination carries 100 marks and is divided into three sections. Candidates must secure the prescribed sectional cut-off marks in each section to qualify for inclusion in the merit list.

A thorough understanding of the syllabus is essential before beginning preparation. The complete section-wise syllabus, along with the expected number of questions from each topic, is given below.

Download JK Bank Syllabus banking associate

1. English Language Syllabus

The English Language section covers reading comprehension, grammar, vocabulary and verbal ability. The topic-wise expected weightage is provided below.

1.1 Reading Comprehension

• Weightage: 5–10 Questions

• Question Types: Passages are generally based on subjects such as Banking and Economy, Business, Social Issues and other related topics. Questions may test both factual understanding and the ability to draw inferences from the given passage.

1.2 Grammar

• Weightage: 4–5 Questions

• Question Types:

  • Phrase Replacement

  • Error Spotting

  • Fill in the Blanks

1.3 One Word Substitution

- Weightage: 0–5 Questions

Questions are based on replacing a phrase or group of words with a single appropriate word.

1.4 Vocabulary

• Weightage: 10–15 Questions

• Question Types:

  • Fill in the Blanks

  • Phrase Replacement

  • Error Spotting

  • Meanings of Phrases and Idioms

  • Cloze Test

1.5 Synonyms and Antonyms

- Weightage: 0–3 Questions

Questions test knowledge of words having similar meanings (Synonyms) and opposite meanings (Antonyms).

1.6 Spellings

- Weightage: 0–5 Questions

Questions are designed to test correct word spellings and the identification of incorrectly spelt words.

1.7 Verbal Ability

• Weightage: 5–10 Questions

• Question Types:

  • Para Jumbles

  • Phrase Connector

  • Odd Man Out

  • Sentence Completion

  • Sentence Jumbles

2. Quantitative Ability Syllabus

The Quantitative Ability section evaluates numerical aptitude, calculation skills and the ability to solve mathematical problems. The expected topic-wise distribution is given below.

2.1 Simplification

• Weightage: 10 Questions

• Question Types:

  • BODMAS Rule

  • Approximation

  • Decimals

  • Fractions

  • Surds and Indices

  • Percentages

2.2 Average

• Weightage: 1 Question

• Question Types:

Questions may be based on the average of weight, height, age and marks. Other commonly covered areas include average money expenditure and average temperature.

The basic concept remains straightforward and is generally solved using the following formula:

Average = Sum of Quantities / Number of Quantities

2.3 Percentage

• Weightage: 1 Question

• Question Types: Basic percentage problems that mainly test calculation skills and the application of percentage concepts.

2.4 Ratio and Proportion

• Weightage: 1 Question

• Question Types:

  • Simple Ratios

  • Compound Ratios

  • Componendo and Dividendo

  • Direct Proportion

  • Indirect Proportion

2.5 Mixture Problems

• Weightage: 0–1 Question

• Question Types: Problems involving mixtures of two or more substances or different mixtures. Questions may also cover dishonest dealings.

2.6 Algebra

• Weightage: 1–5 Questions

• Question Types:

  • Linear Equations with One Variable

  • Linear Equations with Two Variables

  • Quadratic Equations

2.7 Profit and Loss

• Weightage: 1–3 Questions

• Question Types:

  • Successive Selling-Based Problems

  • Partnership

  • Discount and Marked Price (MP)

  • Dishonest Dealings

2.8 Interest

• Weightage: 1–2 Questions

• Question Types:

  • Simple Interest

  • Compound Interest

  • Installments

2.9 Speed, Time and Distance

• Weightage: 2–3 Questions

• Question Types:

  • Partial Speed

  • Relative Speed

  • Average Speed

  • Problems on Trains

  • Boats and Streams

2.10 Time and Work

• Weightage: 1–2 Questions

• Question Types:

  • Work Efficiency

  • Work and Wages

  • Pipes and Cisterns

2.11 Mensuration

• Weightage: 0–1 Question

• Question Types: Problems may be asked from geometrical figures such as:

• Circle

• Square

• Rectangle

2.12 Probability

- Weightage: 1 Question

Questions are based on the fundamental concepts and applications of probability.

2.13 Data Interpretation

• Weightage: 5–10 Questions

• Question Types:

  • Line Graphs

  • Bar Graphs

  • Pie Charts

  • Tables

  • Miscellaneous Infographics

  • Missing Data-Type Caselets

3. Reasoning Ability Syllabus

The Reasoning Ability section tests logical thinking, analytical skills and problem-solving abilities. It includes arrangements, puzzles, coding-decoding, inequalities, syllogisms and other reasoning topics.

The expected weightage of each topic is listed below.

3.1 Arrangement and Pattern

• Weightage: 5–8 Questions

• Question Types:

  • General Series of Alphabets

  • Random Sequence of Alphabets

  • Number Arrangement

  • Mixed Series

  • Dictionary-Based Questions

  • Alphabet-Based Questions

3.2 Series

• Weightage: 0–1 Question

• Question Types:

  • Number Series

  • Alphabet Series

  • Mixed Series

  • Complete the Series

  • Missing Term

  • Wrong Term

3.3 Coding-Decoding

• Weightage: 2–5 Questions

• Question Types:

  • Coding Through Letter Shifting

  • Coding in a Fictitious Language

3.4 Direction and Distances

- Weightage: 1–3 Questions

Questions may involve arranging individuals according to different parameters, including age, height, weight and rank. Problems related to determining positions and order in a row may also be included.

3.5 Blood Relations

• Weightage: 2–3 Questions

• Question Types:

Questions may involve family relationships across three generations. Puzzle-based problems containing one or two variables can also be expected.

3.6 Analytical Decision Making

• Weightage: 0–3 Questions

• Question Types:

  • Analytical Decision Making

  • Statement and Conclusion

  • Statement and Assumption

  • Statement and Inference

  • Cause and Effect

  • Course of Action

  • Critical Reasoning

3.7 Mathematical Inequalities

• Weightage: 3–5 Questions

• Question Types:

Direct questions containing two or three statements and two or three conclusions may be asked. Equation-insertion-type questions are also included in this topic.

3.8 Coded Inequalities

• Weightage: 0–3 Questions

• Question Types:

Questions involve coded relationships between different letters or symbols. Candidates must decode the given relationships and solve the resulting inequalities.

3.9 Syllogism

• Weightage: 2–3 Questions

• Question Types:

  • Direct Questions Based on 2–3 Statements and 2–3 Conclusions

  • Possibility-Based Questions

  • Negative Information-Based Questions

3.10 Input-Output

• Weightage: 0–4 Questions

• Question Types:

  • Number-Based Input-Output

  • Alphabet-Based Input-Output

  • Mixed Input-Output

  • Operation-Based Questions

3.11 Order and Ranking

• Weightage: 1–3 Questions

• Question Types:

  • Floor-Based Puzzles

  • Arrangements Based on Age

  • Arrangements Based on Height

  • Arrangements Based on Weight

  • Ranking-Based Problems

  • Order and Position in a Row

3.12 Seating Arrangement

• Weightage: 5–10 Questions

• Question Types:

Questions may be based on unidirectional and bidirectional arrangements, including seating around circular, square, rectangular and hexagonal tables.

Other possible formats include:

• Single-row seating arrangements.

• Double-row seating arrangements.

• Individuals facing each other.

• Individuals facing away from each other.

• Individuals sitting in the same direction.

Seating arrangement problems may also be combined with additional information to create more complex questions based on Blood Relations or Double Lineup.

3.13 Floor Puzzle

• Weightage: 5 Questions

• Question Types:

Questions involve individuals living on different floors of a building. Additional variables may be introduced to increase the complexity of the puzzle.

3.14 Double Lineup

• Weightage: 5 Questions

• Question Types:

Questions generally follow a format involving one person and two or three additional variables. Candidates are required to arrange the given information correctly.

3.15 Scheduling

• Weightage: 3–5 Questions

• Question Types:

  • Age-Based Scheduling

  • Day-Based Scheduling

  • Year-Based Scheduling

  • Month-Based Scheduling

Scheduling questions may involve a maximum of one or two variables.

3.16 Data Sufficiency

• Weightage: 0–2 Questions

• Question Types:

  • Ordering and Ranking

  • Blood Relations

  • Coding in a Fictitious Language

  • Circular Arrangements

  • Directions and Distances

  • Ages and Birth Dates

3.17 Verbal Reasoning

• Weightage: 0–1 Question

• Question Types:

  • Statements and Conclusions

  • Statements and Inferences

  • Statements and Assumptions

  • Assertion and Reason

  • Cause and Effect

  • Critical Reasoning

4. J&K Bank Banking Associate 2020 Exam Pattern

After covering the complete syllabus of the J&K Bank Banking Associate examination, candidates should also understand its examination pattern.

Knowledge of the exam pattern helps candidates understand the distribution of marks, the number of questions, sectional time limits and the marking scheme. It also provides a clear idea of how the examination is structured.

The J&K Bank Banking Associate 2020 online examination follows the pattern given below.

4.1 Important Features of the Examination

• The examination is conducted in online mode.

• The question paper is objective-type.

• The examination carries a total of 100 marks.

• Every correct answer carries 1 mark.

• A negative marking of 0.25 marks is applicable for every incorrect answer.

• Candidates must qualify the prescribed cut-off in each individual section to clear the examination.

4.2 Section-Wise Exam Pattern

4.3 Examination Summary

The J&K Bank Banking Associate 2020 examination consists of three sections, with a total of 100 questions carrying 100 marks. Each section has a separate time limit of 20 minutes, making the overall examination duration 60 minutes (1 hour).

Candidates should prepare all three sections thoroughly, keeping in mind the sectional cut-off requirement and the negative marking of 0.25 marks for each wrong answer.